February is already almost halfway through and we're well on our way in our finance journey! Now, we’ll be heading into March, and what better to do in March than spring clean? I tend to clean out my closet and my house, but only recently – when I started my new job- I started to … Continue reading 5 Tips to Spring Clean Your Finances
I’m not going to lie- learning how to pay off student loans faster is a doozy. As a college student, I didn’t really realize what I was getting myself into. I knew I couldn’t pay my tuition and that there were subsidized loans out there ready to pay for it. The payments didn’t start rolling … Continue reading How to Pay Off Student Loans Faster
What exactly is a high interest savings account? It's a term you never really hear unless you look it up yourself. For instance, when I first opened up my checking account at the ripe age of 15, my bank advisor told me it would be smart to open up a savings account as well. I … Continue reading High Interest Savings Account: What are they?
Hello 32K and Uppers! The first month of 2020 is almost over, which is crazy! I'm determined to make 2020 the year of first for me. I want to try new things, learn more, and earn more. By having a salary of $32,000, it can be pretty limiting. Although I'm lucky enough to live with … Continue reading Managing Money: Monthly Update #2
Long story short, sometimes life hits hard. And, sometimes you're left with a large balance on your credit card. And, often times, paying off this card within the month is difficult. You start to accrue a high interest each month, which gets added to your total balance, and paying it off gets harder and harder. … Continue reading 4 Best Balance Transfer Credit Cards with 0% APR
Credit cards are scary, I'm going to be honest. When I was younger and began working odd jobs, my parents opened up a debit card for me to start saving money. A debit card soon turned into a credit card during my senior year of high school. I know what you might be thinking, a … Continue reading Understanding & Building Financial Credit
Fellow 32K and Uppers, If I'm going to be honest, I'm unsure of where this blog will take me. Even so, I've started this blog with two things in mind: Track my money, my debt, and my progress of paying it off.Assist others who are also in debt and would like help getting out of … Continue reading Managing Money: Monthly Update #1