About Me

Thanks for stopping by! By being here, it must mean that you are curious about who I am and why I am blogging about financial freedom. I’ll try to keep it short and sweet, but if you want to know more, please feel free to contact me directly!

Who am I?

My name is Steph and I am 26 years old. I successfully paid off my student loans in 5 years. That’s $20,000 wiped out of my mind (and basically my bank account, but trying not to think too much about that part).

I live a normal life in Texas. I graduated from university with a Bachelor of Science Degree in Biochemistry and Psychology. I work as a research assistant in a medical school, thus I get to work a lot of hours during the week.

Now you might be asking yourself, “A Biochemist with financial advice?”. And my simple answer would be, “Yep!”. But, let me explain..

Why blog about financial freedom?

There’s one overarching reason why I am obsessed with the topic of financial independence:

I was a recent graduate in debt and, even though I paid off that debt, I currently have no control of my life because I am living on a $32,000 salary.

By obtaining financial freedom, I would be able to save and invest more. I want to do things that really matters. About 80% of my income went to paying off credit card and educational debt. That 80%, instead of going to my high interest savings account to accumulate more money or going into a real estate investment (which I’ve always wanted to do), was going towards my education that I had already completed.

Yes, I am the one that took out the loans to get my degree. Free tuition would have been nice, but that’s another discussion.

By having this blog, I will be able to track my journey to financial freedom and the road I take after. I will also get to give the advice to you that I needed when I graduated college.

So, I realize I still haven’t answered the question about why I had to make a blog about the topic. People like lists, so let me give you a list with three concrete answers:

  1. I want to keep myself in check and focused on my goal by making me accountable to the readers of the blog
  2. I want to help others achieve financial freedom – and live a better and happier life
  3. I hope that all the knowledge that will be accumulated on the blog can be used to generate alternative income sources in the future

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